Broadly, withdrawal of EPF can be done either by:

1. Submission of a physical application for withdrawal
2. Submission of an online application

1. Submission of a physical application

For this, one can download the new composite claim (Aadhar)/ composite claim form (Non-Aadhar) from here :

The new composite claim form (Aadhar) can be filled and submitted to the respective jurisdictional EPFO office without the attestation of the employer whereas, the new composite claim form (Non-aadhaar) shall be filled and submitted with the attestation of the employer to the respective jurisdictional EPFO office. One may also note, that in case of partial withdrawal of EPF amount by an employee for various circumstances as discussed in the above table, very recently, the requirement to furnish various certificates has been done away with and the option of self-certification has been introduced for the EPF subscribers.

2. Submission of an online application

Interestingly, the EPFO has very recently come up with the online facility of withdrawal which has rendered the entire process easier and less time-consuming.

Prerequisite: To apply for withdrawal of EPF online through EPF Portal, make sure that the following conditions are met:

1. UAN (Universal Account Number) is activated and the mobile number used for activating the UAN is in working condition
2. UAN is linked with your KYC i.e. Aadhaar, PAN and bank details along with the IFSC code.

If the above conditions are met, then the requirement of an attestation of the previous employer to carry out the process of withdrawal can be done away with.

Steps to apply for EPF withdrawal online:

Step 1: Go to the UAN portal by clicking here  Step 2: Login with your UAN and password and enter the captcha.

Step 3: Then, click on the tab ‘Manage’ and select KYC to check whether your KYC details such as Aadhaar, PAN and bank details are correct and verified or not.

Step 4: After the KYC details are verified, go to the tab Online Services’ and select the option ‘Claim’ from the drop-down menu.

 

Step 5:  The ‘Claim’ screen will display the member details, KYC details, and other service details. Click on the tab ‘Proceed For Online Claim’ to submit your claim form. Step 6:  In the claim form, select the claim you require i.e full EPF Settlement, EPF Part withdrawal (loan/advance) or pension withdrawal, under the tab ‘I Want To Apply For’. If the member is not eligible for any of the services like PF withdrawal or pension withdrawal, due to the service criteria, then that option will not be shown in the drop-down menu.